There is
nothing wrong with buying a new home, but before you walk into a builder’s
sales office, you must understand what to ask for:
-
Does the community have Mello Roos and/or Community District taxes and if so, what is the total tax rate?
- What are the standard upgrades vs upgrades that will increase your purchase price?
- What incentives are you being offered? Closing costs or for upgrades?
- Do you have to go with the builder's lender?
Keep in mind
that the sales person representing the builder is an employee of the builder
and thus, representing the bottom line for the builder. Mello Roos
and Community District Taxes can almost double the tax rate.
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